Farmers Finance Card benefits

Farmers Finance Card is the easy way to pay at Farmers and thousands of other stores nationwide. Keep it in your wallet and you’ll be able to shop for your family, stock up on groceries, fuel your car, and get exclusive Cardholder discounts to help you save while you spend.


NO annual fees

There’s no joining fee, no annual account fee or deposit required to have a Farmers Finance Card.

Exclusive discounts on Farmers Cardholder Days

Enjoy special discounts exclusively offered to Farmers Finance Cardholders on Cardholder days. On the day you can enjoy up to 50% off a huge range of clothing, homewares, appliances and more at Farmers stores.


pay-laterFarmers Pay Later - 90 days no payments and no interest^

Look out for our Farmers Pay Later promotions. From time to time, when you pay with your Farmers Finance Card at Farmers, you'll get 90 days no payments and no interest^ on purchases $75 and over! It's just like lay-by but without the wait. You can take up this offer whenever you see the Farmers Pay Later sign in-store at Farmers.


Earn DOUBLE or TRIPLE bonus Farmers Club points

On selected Farmers Club Days, you can earn DOUBLE or even TRIPLE points when you swipe your Farmers Club Card and pay with your Farmers Finance Card. You'll be rocketing to your next $20 reward in no time!

Accepted at thousands of stores nationwide

Your Farmers Finance Card is welcome at thousands of stores throughout New Zealand including supermarkets and petrol stations.

Discounts, offers and special promotions

From time to time, our retail partners provide exclusive Cardholder discounts and special offers.
We also like to make shopping fun by giving away
great prizes for simply using your card!

Up to 55 days interest free

Get what you need for you and your family and enjoy up to 55 days no payments and no interest
on all purchases