Interest charges

If you pay the closing balance in full each month by the due date, you will not be charged interest.

Interest accrues daily and is applied to your account monthly on your statement date.

Interest is calculated daily on the average balance owing. Interest is applied on the statement date and forms part of your closing balance.

Credits to your account which arise from returning a purchase made on your card are not classed as payments.  In order to retain an interest free facility you will need to make a payment for the full closing balance listed on your statement each month by the due date – even if you have returned goods after the statement date. Doing this will put your account into credit for the amount of the returned purchase.

Credit balances can be refunded, or you can simply leave it on your card to pay toward your next purchase.

Interest accrues daily and is applied to your account monthly on the day that your statement is printed.

Please note that if you pay the closing balance in full each month by the due date, you will not be charged interest.

Interest accrues daily and is applied to your account monthly on the day that your statement is printed.

Please note that if you pay the closing balance in full each month by the due date, you will not be charged interest.