Farmers Finance Card and the new Farmers Mastercard®

The Farmers Finance Card team are excited to bring you the new and improved Farmers Mastercard, which will replace the Farmers Finance Card for new customers. With Farmers Mastercard, you can earn Farmers Club Points on all your purchases+, wherever Mastercard is accepted, worldwide. There are many other great benefits!


If you’re an existing Farmers Finance cardholder, here's all the benefits of the card you love!



Discounts, offers and special promotions

From time to time, our retail partners provide exclusive Cardholder discounts and special offers.
We also like to make shopping fun by giving away
great prizes for simply using your card!

Up to 55 days interest free

Get what you need for you and your family and enjoy up to 55 days no payments and no interest
on all purchases

pay-laterFarmers Pay Later - 90 days no payments and no interest^

Look out for our Farmers Pay Later promotions. From time to time, when you pay with your Farmers Finance Card at Farmers, you'll get 90 days no payments and no interest^ on purchases $75 and over! It's just like lay-by but without the wait.



Accepted at thousands of stores nationwide

Your Farmers Finance Card is welcome at thousands of stores throughout New Zealand including supermarkets and petrol stations.


NO annual fees

There’s no joining fee, no annual account fee or deposit required to have a Farmers Finance Card.


Things you should know about Farmers Mastercard:

+Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Farmers Club Points will appear on your Farmers Club Account, provided you have a valid Farmers Club Card linked to your Farmers Mastercard Account.

Mastercard is a registered trademark, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.