Get into the Farmers One Day Sale for no payments & no

interest over summer!^*

Head to Farmers with your Christmas gift list and enjoy 90 days no payments and no interest^* across all

departments with Farmers Finance Card!

Today only, 19 December 2019, $75 minimum spend.

Hurry in-store for 25% off Women's Clothing, Sleepwear & Accessories, and 30% off Kids' Clothing,

Sleepwear, Underwear, Socks & Accessories. Plus, don’t miss out on 25% off Toys and 15% off Lego^®+

Don’t forget, every time you use your Farmers Finance Card this festive season,

you’re in to WIN^{^} a Mazda CX-3 worth over $30,000! Plus, you could also WIN^{^}

back your spend daily – up to $150.

So grab your little helper and get ready to bask in the great offers at Farmers.

Things you should know:

*No payments and no interest for 90 days is only available on qualifying purchases made with a Farmers Finance Card ($75 minimum spend) or Farmers Mastercard (no minimum spend) on Thursday 19 December 2019. Interest at the Annual Interest Rate (currently 25.50% p.a. for Farmers Finance Card and 25.95% p.a. for Farmers Mastercard) will apply if any part of the Interest Bearing Balance is not paid by the due date. Farmers Finance Card and Farmers Mastercard lending criteria, fees, terms and conditions apply (including an Annual Account Fee $50 for Farmers Mastercard only). Rates correct at date of publication, subject to change. Earn 1 Farmers Club Point for every $10 spent on Standard Farmers Mastercard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Farmers Club Points will appear on your Farmers Club card, provided you have a valid Farmers Club card linked you your Farmers Mastercard Account. Standard Farmers Club terms and conditions apply. Farmers Finance Card and Farmers Mastercard terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

^Valid from 8 November 2019 – 11:59pm 29 December 2019 (“Prize Draw Period”). There are 53 prizes in total to give away (“Prize Draw”). An entry into the Prize Draw is automatic every time a purchase is made with Farmers Finance Card or Farmers Mastercard at any retailer that accepts Farmers Finance Card or Farmers Mastercard (as applicable) in-store or online during the Prize Draw Period. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place. 53 entries will be drawn from all eligible entries (each a “Prize Winner”). The first Prize Winner drawn will receive a current Model Mazda CX-3 (D) FWD GLX 2.0L Petrol 6Spd Auto. The colour to be chosen by Prize Winner based on what is available from dealer (“Grand Prize”). 52 Daily Draw Prize Draw Prize Winners will each receive $150 of Credit Back on their Farmers Finance Card or Farmers Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM on 29 December 2019, up to a maximum amount of $150 (“Credit Back”). The Credit Back will be applied by 17 January 2020 to the Eligible Cardholder’s Farmers Finance Card or Farmers Mastercard account. The Credit Back is non-transferable, not negotiable or redeemable for cash. Any Farmers Finance Card or Farmers Mastercard that has been cancelled or suspended before or on 29 December 2019 will be ineligible to receive the Credit Back. The Prize Draw will take place on 6 January 2020 at 111 Carlton Gore Rd, Newmarket, Auckland. Prize Winners will be notified by 15 January 2020. If a Prize Winner cannot be contacted within 5 business days, the Promoter reserves the right to re-draw the prize. Employees of FlexiGroup (New Zealand) Limited and The Farmers Trading Company Limited are not eligible to enter the Prize Draw. The entities responsible for this promotion are Retail Financial Services Limited and Columbus Financial Services Limited (together the “Promoter”). Farmers Finance Card and Farmers Mastercard terms and conditions apply. Farmers Club Card terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details.

+Offers available Thursday 19th December (Offer Period), unless otherwise stated and while stocks last. Discounts are off the regular retail price, exclude ‘2 For’ Deals, Non-ranged & Already Reduced Items and may replace any other offers, you get the better deal! See in store or online for details.