Easy ways to get the protection you need

Through your Farmers Finance Card you can access a range of specialised life insurance plans to guard against the common risks of life.

If you’d like to arrange cover with any of these options, contact us now and we’ll tell you how to take the next step.

Your Life Plan
Should you pass away or suffer from a terminal illness, Your Life Plan will provide a tax-free lump sum payment, which can help with everyday bills, university fees or simply to allow your loved ones to spend some valuable time together. Benefits and premiums are based on your age, gender, whether or not you smoke and your answers to health and lifestyle questions. Read the full policy here.

Your Funeral Plan
Your Funeral Plan from Farmers Finance Card is a simple way to provide your loved ones with cash on hand to help cover the cost of your funeral. Cover levels and premiums are fixed for the life of the policy, and once you reach the age of 85, your premiums will stop but your cover will continue.

You are guaranteed acceptance if you're aged between 55 and 75, and there are no medical questions to answer or questionnaires to complete. Joint cover is also available with a 10% premium discount. Premiums are based on your age, gender and smoking status. Read the full policy here.

Your Recovery Plan
With Your Recovery Plan, you are covered for certain serious illnesses like heart attack, stroke and cancer, which can have an immediate impact on your life. You are also covered for other, less common conditions, such as losing the use of multiple limbs or permanent blindness in both eyes as well as illnesses that don't have an instant and full impact on your life, such as Parkinson's and Alzheimer's.

How much you will receive will depend on the type of illness you're recovering from and its impact on your daily life. And if an illness of any kind prevents you from performing certain basic daily activities, like eating or showering, for six months or more, you're covered.

Premiums start from $20 per month and are worked out according to your age, gender and smoking status, and the level of cover you choose. We'll also take into account your answers to our health and lifestyle questions. Read the full policy here. [link to PDF]

Accidental Death Insurance
Farmers Finance Card Accidental Death Insurance pays a lump sum should you die as a result of an accident. There are benefit levels to suit your financial needs and the premiums are based on the level of cover you chose, regardless of age, gender and smoking status. Acceptance is guaranteed, with no medical questions to answer. Read the full policy here.

Income Protection
This provides you with a monthly benefit up to $2,500 (based on your occupation) in the event of an accident or illness that prevents you from working. Premiums are based on your age, gender and occupation, and monthly benefits are payable for either 12 months or 24 months. Read the full policy here.