Easy ways to repay

Direct Debit
The simplest option, because your monthly payment goes automatically from your bank account. Choose whether you want to pay the minimum or the full amount, and you won’t have to worry about remembering to pay each month. Simply download our online direct debit form and post it to Retail Finance Payment Processing, Private Bag 92181, Victoria Street West, Auckland 1142 (original required, please no faxes).

Internet Banking
Internet payments can be set up through your own bank's website. Select Farmers Finance to appear on your pre-assigned biller listing. All you need is your 8 or 12-digit account number as the link for that biller authority. Please note a separate biller code is required for each account you have with us.

Click here for a listing with your bank.

Telephone Banking
To arrange this, please contact your bank. Payment codes are allocated for each Farmers Finance Card account by using your 8 or 12-digit account number. Please note a separate biller code is required for each account you have with us.

Automatic Payments
You can make a fixed payment weekly, fortnightly or monthly from your bank account. Download our online automatic payment form then complete and return it to your bank. Please note a separate authority is required for each account you have with us.

Farmers store payments
You can pay your account in person at any counter of a Farmers store by cash, cheque or Eftpos.

By post
Post your cheque, made payable to Fisher & Paykel Financial Services Limited, with the slip at the bottom of your statement, using the reply envelope supplied. Please write your 12-digit account number on the back of the cheque, and post to:

Retail Finance Payment Processing
Private Bag 92181
Victoria Street West
Auckland 1142

Please do not post cash or gift vouchers. Credit cards and gift vouchers cannot be used as payment on any Farmers Finance Card account.

Spread your repayments
Vary the amount you pay each month to suit your budget and to make expensive times in your life, such as Christmas, more manageable. Here are some options:

• Pay the outstanding balance in full each month so you don't incur any interest charges.
• Pay the minimum payment due – either 3% of the balance or $10, whichever is the greater. Interest accrues and is payable on the outstanding balance each month.
• Or you can pay any amount you like as long as it meets the minimum amount due. By paying more you can reduce the amount of interest due on the outstanding balance.