THINGS YOU SHOULD KNOW *No payments and no interest 90 days is only available on qualifying purchases made in-store or online at Farmers with a Farmers Finance Card (minimum spend $75) or Farmers Mastercard (no minimum spend) from Thursday 2 July 2020 – 11:59 p.m. Wednesday 8 July 2020. Interest at the Annual Interest Rate (currently 25.50% p.a. for Farmers Finance Card and 25.95% p.a. for Farmers Mastercard) will apply if any part of the Interest Bearing Balance is not paid by the due date. Farmers Finance Card and Farmers Mastercard lending criteria, fees, terms and conditions apply (including an Annual Account Fee $50 for Farmers Mastercard only). Rates correct at date of publication, subject to change. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Finance Card and Farmers Mastercard terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details. ^Farmers sale offers are also available from 2 July 2020 - 8 July 2020, unless otherwise stated and while stocks last. Discounts are on the regular retail price, exclusions apply. See in-store or online for details.