Shop with your Farmers Finance Card from Thursday 13 to Wednesday 19 August 2026 and you'll get 90 days no payments, no interest* on every standard purchase when you spend $50 or more. (Standard Interest Rate of 28.50% p.a. applies after interest free period ends.)

 

^*90 days no payments and no interest: is available on all Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made at accepting retailers with Farmers Finance Card ($50 minimum spend) and Farmers Mastercard (no minimum spend) from 12.01am Thursday 13 2026 to 11.59pm Wednesday 19 August 2026 New Zealand Time. The purchase transaction date and time is determined by when and where the merchant processes the purchase and is outside of the control of Retail Financial Services Limited and Columbus Financial Services Limited and may affect eligibility. Standard Interest Rate currently 28.50% p.a. applies to outstanding balance after interest free period. Lending criteria, fees, terms and conditions apply (including $50 annual Account Fee for Farmers Mastercard only). Rates correct at date of publication, subject to change. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard terms and conditions and Farmers Finance Card terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Farmers Mastercard) and Retail Financial Services Limited (Farmers Finance Card).