Shop happy with Farmers Finance Card

We’ve been at the front of Kiwi wallets for over 30 years, and with acceptance at thousands of stores across the country, Farmers Finance Card remains one of New Zealand’s best loved payment brands.

No annual account fees and
up to 55 days interest free

With Farmers Finance Card, there are no annual account fees! You can also enjoy up to 55 days interest free on your purchases simply by paying at least your closing balance in full by the due date.

Standard Interest rate of 28.50% applies after interest free period.

Farmers Finance Card
at your fingertips

With My Account you can:
View your transactions and check your balance
View your statements online
Update your details with us
Request a change to your credit limit


Enjoy easy returns
at Farmers

Simply return your purchase within 14 days and the amount will be credited back to your Farmers Finance Card. Please note that credits are not considered payments on your account.

Exclusive offers and

Enjoy exclusive extended finance offers so that you can buy the things you need, with a little extra time to pay. You can also enjoy instant access to prize draws and promotions, just by using your card!

Loved at thousands of stores
across New Zealand

Visit our Store Finder to find a Farmers store, local supermarket or petrol station near you. You’ll also find hundreds of speciality stores including some of the best loved brands in DIY and gardening.


Things to know:

No interest for up to 55 days is available on all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate of 28.50% p.a. will apply to any amount not paid by the due date.