THINGS YOU SHOULD KNOW:

**Double Chances when you shop: from 12.01am Monday 25 to 11.59pm Wednesday 27 December 2023 New Zealand local time, each standard purchase using your Farmers Finance Card or Farmers Mastercard at any retailer (online or in-store) will earn you two entries into Christmas Grand Prize Draw terms and conditions below.

^Christmas Grand Prize Draw: These terms and conditions must be read in conjunction with the full terms and conditions which can be found here: http://www.farmersfinancecard.co.nz/christmas-23, http://www.farmersmastercard.co.nz/christmas-23. Valid from 12:01am Thursday 2 November to 11.59pm Sunday 31 December 2023 New Zealand local time (“Prize Draw Period”). There are three (3) prizes in total to give away (“Prize Draw”). Three (3) Prize Draw winners will receive a $10,000 Farmers Gift Card, worth $10,000 (“Grand Prize”). Every standard purchase (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Prize Draw. Three (3) Prize Draw winners will be drawn at random from all eligible entries received during the Prize Draw Period for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Grand Prize winners will be notified via phone or email by 31 January 2024.  To be eligible to win the Prize Draw, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Retail Financial Services Limited (Farmers Finance Card) and Columbus Financial Services Limited (Farmers Mastercard).  Farmers Gift Card, Farmers Mastercard and Farmers Finance Card terms and conditions apply.