Love shopping at Farmers? Upgrade to Farmers Mastercard

We're no longer accepting new Farmers Finance Card applications. Instead, we’ve created Farmers Mastercard and it's packed with even more benefits. With Farmers Mastercard, you’ll earn Farmers Club Points everywhere Mastercard is accepted – in-store, online and around the world! That means you’ll be rewarded with Club Points when you’re at the petrol pump, shopping for the family, paying bills, stocking up on groceries or out for coffee with friends.


There’s so much more to love about Farmers Mastercard

Earn Farmers Club Points everywhere*

Farmers Mastercard is the only card that lets you collect Farmers Club Points almost everywhere you shop – online, in-store and around the world. $10 Spend = 1 Point.

Double Dip in-store and online at Farmers

Collect Farmers Club Points twice over when you swipe your Farmers Mastercard AND Farmers Club Card together in-store or online at Farmers.

Shop everywhere Mastercard is accepted

Enjoy acceptance everywhere Mastercard is welcome – online, at your favourite café and wherever you may find yourself across New Zealand and around the world.

Enjoy Contactless payments

Making payment in-store is safe and easy with Contactless payments. That means for purchases under $200, neither you or your card need to touch the payment device.

The promotions you know and love

With Farmers Mastercard, you’ll still be able to access the 90 day extended finance offers, special promotions and prize draws you know and love, plus so much more!

ENJOY Up to 55 days interest free^

Just like Farmers Finance Card, you’ll enjoy up to 55 days interest free on purchases. Standard Interest rate of 28.50% applies after interest free period.

Lending criteria, $50 account fee, fees, terms and conditions apply

Lending criteria, $50 annual account fee, fees, terms and conditions apply. Excludes cash advances, balance transfers, fees, interest charges, quasi-cash transactions and Long Term Finance. Standard Interest Rate, currently 28.50% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply.

Farmers Club points will appear on your Farmers Club card, provided you have a valid Farmers Club card linked to your Farmers Mastercard Account

*Everywhere Mastercard is accepted in-store and online around the world.

^No interest for up to 55 days is available on all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions.