Farmers Finance Card fees are charged in three stages:
Stage 1: $15.00 charged at 20 days overdue.
Stage 2: $15.00 charged at 45 days overdue.
Stage 3: $15.00 charged at 95 days overdue.
If the arrears are paid and the account is brought back up to date the arrears process ends and fees stop being charged.
Please note that effective as of 5th March 2012 an additional stage (charged at 66 days) has been removed. Fees are correct as at 5th March 2012.