A Joint cardholder has the same entitlements to the account as the Primary cardholder, including applying for a credit limit increase, updating contact details, making purchases and other account maintenance. The Primary and Joint cardholders share responsibility for any balance on the account.
Both Primary and Joint account holders can set up additional cardholders on the account.
For a Joint cardholder to be removed from the account, or to close an account, consent must be provided by both the Primary and Joint cardholder. The Primary cardholder cannot be removed from the account.