Why have I been charged interest?

Interest accrues daily and is applied to your account monthly on the day that your statement is printed. Please note that if you pay the closing balance in full each month by the due date, you will not be charged interest.

Farmers Finance Card offers up to 55 days interest-free on purchases if you pay the closing balance of your monthly statement in full by your monthly due date. If you pay less than the closing balance, or pay after your monthly due date, interest will be applied to the average daily balance from date of the first purchase on the statement.