Things you should know:

*90 days no payments and no interest is available on in-store and online purchases made with Farmers Finance Card ($50 minimum spend) and Farmers Mastercard at accepting retailers from Thursday 3 Feb - Wednesday 9 Feb 2022 New Zealand Time (NZT). Interest at the Annual Interest Rate (currently 25.50% p.a. for Farmers Finance Card and 25.95% p.a. for Farmers Mastercard) will apply if any part of the Interest-Bearing Balance is not paid by the due date. Farmers Finance Card and Farmers Mastercard lending criteria, fees, terms and conditions apply (including an Annual Account Fee $50 for Farmers Mastercard only). Rates correct at date of publication, subject to change. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Finance Card and Farmers Mastercard terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details.

 

^%Shop and Win $5000 Flight Centre Gift card prize draw: Valid from 25 January to 20 February 2022 (“Prize Draw Period”). There is 1 prize in total to give away (“Prize Draw”).  One Prize Draw winner will receive a Flight Centre electronic gift card to the total value of NZ$5,000 (“Prize”). An entry into the Prize Draw is automatic every time a standard purchase (LTF, cash advances, balance transfers, interest charges, and quasi-cash transactions excluded) is made with Farmers Mastercard or Farmers Finance Card in-store or online at any accepting retailer during the Prize Draw Period. The entities responsible for this promotion are Columbus Financial Services Limited (Farmers Mastercard) and Retail Financial Services Limited (Farmers Finance Card) (each, “Promoter”). One winner will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 1 March 2022. The Prize Draw winner will be notified by phone or email by 14 March 2022. If the Prize Draw winner cannot be contacted by [18 March 2022), the Promoter reserves the right to re-draw the Prize. The Prize is not negotiable, non-transferable or redeemable for cash. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw. Farmers Mastercard and Farmers Finance Card terms and conditions apply. See farmersmastercard.co.nz/win-travel or farmersfinancecard.co.nz/win-travel for further Prize Draw details.

 

⁺50 Months Interest Free LTF Offer: available for eligible whiteware, beds and furniture purchases in-store and online from Thursday 3 Feb - Wednesday 9 Feb 2022. Minimum purchase of $299 required, exclusions may apply. $50 Annual Account Fee applies. $55 Establishment Fee (first LTF transaction) or $35 Advance Fee (subsequent LTF transactions) applies. 25.99% p.a. standard interest rate applies at end of interest free period. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Farmers Mastercard lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. See www.farmers.co.nz/cms/long-term-finance for full Ts&Cs.