Farmers Card is provided by Retail Financial Services Limited, a member of the Flexi Cards Limited Group of companies. These terms and conditions (T's&C's) apply to all users of this Site and its associated services. By using the Site you will be deemed to agree to these T's&C's without qualification. If you do not agree to be bound by these T's&C's, please do not use the Site or continue to use the Site.


Username and password

Access to some services or content may require registration. This will result in you being allocated a username and password that must be used whenever requested. That username and password are personal to you and you agree at all times to maintain the confidentiality of your username and password and not to disclose them to any third party. You agree that you are solely responsible for any use of the Site by any person using your username and password. To the extent permitted by law, you agree that Retail Financial Services Limited has no liability for any loss or claims arising out of your failure to maintain the confidentiality of your username and password.



You understand that Retail Financial Services Limited may for security and technical reasons at any time in its sole discretion and without prior notice to you, prohibit or restrict your access to the Site. Retail Financial Services Limited will notify you as soon as possible of any restriction to your access rights.


No advice

You agree that Retail Financial Services Limited does not provide any advice or endorsement of any kind and nor does Retail Financial Services Limited give any advice or offer any opinion with regard to the value or suitability of any particular transaction or course of action. The availability of information through the Site does not constitute a recommendation by Retail Financial Services Limited to enter into any transaction or follow any course of action. Any decision that you make must be based solely on your own evaluation of your circumstances and objectives. Retail Financial Services Limited recommends that you independently verify the accuracy, currency or reliability of any information made available via the service and upon which you intend to rely.