THINGS YOU SHOULD KNOW:

^*Spend Back Prize Draw: valid from Friday 17 November to Sunday 19 November 2023 (“Prize Draw Period”). There are 3 prizes in total to give away (“Prize Draw”). Three Prize Draw winners will each receive a credit equal to their total eligible spend during the Prize Draw period on their Farmers Mastercard or Farmers Finance Card account, up to a maximum amount of $500 (“Spend Back Prizes”).  Every standard purchase made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Spend Back Prize Draw. At the end of the Prize Draw Period, 3 winners will be drawn at random from all eligible entries received during the Prize Draw period at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Prizes are not negotiable, non-transferable or redeemable for cash. The Spend Back Prize Draw winners will be notified by phone or email by 31 January 2024. To be eligible to win a Spend Back Prize, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Columbus Financial Services Limited (Farmers Mastercard) and Retail Financial Services Limited (Farmers Finance Card) (each, “Promoter”). Farmers Mastercard and Farmers Finance Card terms and conditions apply. See https://www.farmersmastercard.co.nz/spendback-Nov23/ or https://www.farmersfinancecard.co.nz/spendback-Nov23/ for further details.

⁺Weekend Farmers Gift Card Prize Draw: Valid from Friday 17 November to Sunday 19 November 2023 New Zealand Time (“Prize Draw Period”). There are 3 prizes in total to give away (“Prize Draw”). 3 Prize Draw winners will each receive a Farmers Gift Card worth $250 (“Prize”). Every Standard Purchase (excludes Long Term Finance, Cash Advances, Balance Transfers, fees, interest charges or quasi-cash transactions) made with Farmers Finance Card or Farmers Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Prize Draw. The entities responsible for this promotion are Retail Financial Services Limited and Columbus Financial Services Limited (together, the “Promoter”). Three (3) winners will be drawn at random from all eligible entries for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Prize winners will be notified via phone/email by 31 January 2024..  To be eligible to win the Prize Draw, an account must not be in arrears at the time the Prize Draw takes place. Farmers Mastercard and Farmers Finance Card terms and conditions apply. See https://www.farmersmastercard.co.nz/spendback-Nov23/ or https://www.farmersfinancecard.co.nz/spendback-Nov23/ for further details.

^Christmas Grand Prize Draw: Valid from Thursday 2 November to 11.59pm Sunday 31 December 2023 New Zealand Time (“Prize Draw Period”). There are three (3) prizes in total to give away (“Prize Draw”). Three (3) Prize Draw winners will receive a $10,000 Farmers Gift Card, worth $10,000 (“Grand Prize”). Every standard purchase (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Prize Draw. Three (3) Prize Draw winners will be drawn at random from all eligible entries received during the Prize Draw Period for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Grand Prize winners will be notified via phone or email by 31 January 2024.  To be eligible to win the Prize Draw, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Retail Financial Services Limited (Farmers Finance Card) and Columbus Financial Services Limited (Farmers Mastercard).  Farmers Gift Card, Farmers Mastercard and Farmers Finance Card terms and conditions apply. See Farmersfinancecard.co.nz/Christmas-23/ or farmersmastercard.co.nz/Christmas-23/ for further Prize Draw details.