FAQ Category: Managing your card

There is no limit on the number of additional cardholders that you may have on your account.

Additional cardholders are permitted to shop using the credit facility. Additional cardholders are not responsible for the balance on the account, and […]

A Joint cardholder has the same entitlements to the account as the Primary cardholder, including applying for a credit limit increase, updating […]

Please get in touch with us to request a form to remove the Joint cardholder from the account. This must be completed […]

We do not permit cards to be cancelled while the account remains open unless they have been damaged, stolen or lost. Before […]

Farmers Finance Cards do not have an expiry date. However, if your card is unused for some time, your account itself may […]

Your credit limit is the maximum amount of credit available for you to use. Purchases over your credit limit will be declined […]

This can happen if interest, fees or other charges are made to your account while the balance is at the credit limit. […]

We may reduce your credit limit at any time. To find out why your credit limit has been reduced please get in […]

Credit balances contribute to your available credit, so a credit balance will be automatically put toward your next purchase or account fee […]