FAQ Category: Managing your card

Additional cardholders are permitted to shop using the credit facility. Additional cardholders are not responsible for the balance on the account, and […]

A Joint cardholder has the same entitlements to the account as the Primary cardholder, including applying for a credit limit increase, updating […]

Please get in touch with us to request a form to remove the Joint cardholder from the account. This must be completed […]

We do not permit cards to be cancelled while the account remains open unless they have been damaged, stolen or lost. Before […]

Farmers Finance Cards do not have an expiry date. However, if your card is unused for some time, your account itself may […]

Your credit limit is the maximum amount of credit available for you to use. Purchases over your credit limit will be declined […]

This can happen if interest, fees or other charges are made to your account while the balance is at the credit limit. […]

We may reduce your credit limit at any time. To find out why your credit limit has been reduced please get in […]

Credit balances contribute to your available credit, so a credit balance will be automatically put toward your next purchase or account fee […]

If your account is in credit a “-“ (minus) symbol will appear before the closing balance on your statement.